FIVE YEARS OF WORK PAPERS
Research
The Constitution is the mission statement. The Preamble is the stated purpose. Every white paper here is a work paper — evidence gathered, sourced, and open to challenge. Nothing on this page is opinion. If a finding doesn't hold up, we want to know.
This research isn't organized around one question. It's organized around four reasons it was undertaken: the book, which documents how the republic itself has changed; AACIF, the governance framework built to hold AI to the same evidentiary standard; the ongoing articles that audit how AI is actually being used right now; and the documentation of private capital moving inside the systems citizens depend on.
The four reasons this research exists
01
The Book
An assessment of the republic itself: what has changed since the Declaration of Independence and the ratification of the Constitution, and the citizen's long fight to be recognized and empowered within it. This research covers six governance pillars and industry-by-industry documentation of deregulation and capture — airlines, media, pharmaceuticals, financial services, utilities, and more.
02
AACIF
The AI Assertion and Chain Integrity Framework: a control framework requiring consequential AI systems to declare what they knew, on what basis, and for whom — and to carry that declaration across every handoff from construction to audit. This research also feeds a second book, applying the same discipline directly to the risk-and-controls profession.
03
The Articles - AI Apps
This Old Auditor's ongoing, system-by-system audit of AI as it's actually deployed inside institutions right now — not a technology story, but a governance story. Each installment takes one real AI system and asks what it knew, when it knew it, and who was harmed when the record didn't survive the handoff.
04
Private Funds
Documentation of private equity, private credit, and private funds embedding themselves inside the sectors citizens depend on most — healthcare, housing, traffic enforcement, and more — where oversight has not kept pace with how much of daily life these funds now own.
01 - THE BOOK
Six pillars
The book and the six pillars below are built from the same research. Every pillar is a lens on the same finding: fifty years of governance redirected from citizen to capital.
WP-001
One-Time Purchase — $5
The Accountability Vacuum
WP-002
Subscription Required
Airline Deregulation
WP-003
Subscription Required
EO Senate Beneficiary
WP-004
Subscription Required
Congress as the Problem
WP-005
Subscription Required
Congressional Accountability
WP-006
Subscription Required
Dead Air
WP-007
Subscription Required
Deregulation
WP-008-A
Subscription Required
Pipeline Before the Exit
WP-009
Subscription Required
Ownership Opacity
WP-010
Subscription Required
From Pensions to Precarity
WP-011
Free Access
From Powell to Project 2025 The Privatization Continuum
WP-013
Subscription Required
Mandate For Leadership
WP-014
Subscription Required
Congress on Trial
WP-015
Subscription Required
Who Runs Congress
WP-016
One-Time Purchase — $5
Summary Of Artcles And Amendments
WP-019
Subscription Required
Constitutional Rebuttals
WP-020
Subscription Required
The Machinery of Convenience
WP-021
Subscription Required
Political Engine Memo
WP-024
Free Access
Structural Drift
WP-025
Subscription Required
The Administrative State
WP-026
Subscription Required
Evolution Of Executive Power
WP-027
One-Time Purchase — $5
The Hidden Ledger
WP-028
Subscription Required
Powell Memo Five Pillars
WP-029
Subscription Required
The House Always Wins
WP-030
Subscription Required
Federal Legislation by Decade
WP-031
Subscription Required
Deregulation Crisis Cycle
WP-032
Subscription Required
Who Benefits – Senate vs Executive Branch
WP-033
Subscription Required
Bombs Stocks Silence
WP-034
Subscription Required
Citizenship Test
WP-035
Subscription Required
If the Citizen Is Invisible, Who Is Being Seen
WP-036
Subscription Required
Illusion Of Intent
WP-037
Subscription Required
Unwinding the Powell Era System
WP-038
Subscription Required
The Powell Memo and the Government Worker
WP-039
Subscription Required
The Last Link
WP-040
One-Time Purchase — $5
Constitution in Plain Sight
WP-040
Subscription Required
Labor
WP-041
Subscription Required
The Last Corps
WP-042
One-Time Purchase — $5
Constitution in Plain Sight
WP-043
Subscription Required
Stewardship Model
WP-044
Subscription Required
Unwinding the Powell Era System
WP-045
Subscription Required
The Engineered Electorate
WP-046
Subscription Required
The Nonbypassable Charge
WP-046
Subscription Required
Wires Markets Who Paid
WP-047
Subscription Required
The Barrett Memo
WP-048
Subscription Required
The Captured Cure
WP-051
Subscription Required
The Great Decoupling
WP-059
One-Time Purchase — $5
The Question Changed
WP-060
One-Time Purchase — $5
The Held Republic
WP-060
One-Time Purchase — $5
The Capital Republic
WP-061
One-Time Purchase — $5
Cost of the Cycle
WP-062
One-Time Purchase — $5
Company Era Deja Vu All Over Again
WP-077
One-Time Purchase — $5
Consequences Oath Gap
WP-078
Subscription Required
Funding Leg
02 — AACIF
The governance framework
Every mature system that delegates consequential work builds in two controls: a declaration before reliance, and a record after it. Aviation does this. Banking does this. Medicine does this. AI is the exception. AACIF requires consequential AI systems to declare what they knew, on what basis, and for whom — across a twelve-layer chain, governed by seven boundary assertions (temporal, knowledge state, population, measurement, language and perspective, translation, and chain integrity).
Alongside the core framework, this research includes honest, self-critical notes that stress-test AACIF against real domain expertise before it goes further — not a defense of the framework, but a map of where it's most vulnerable.
AACIF-003
One-Time Purchase — $5
Framework Paper — Controls Built In AACIF v6
AACIF-004
Subscription Required
Framework Paper — AACIF Control Framework CrossRef (COSO / COBIT / ISACA)
AACIF-005
One-Time Purchase — $5
Framework Paper — AACIF Field Validation Report
AACIF-006
One-Time Purchase — $5
AACIF Applied — Experimental Brief 2 (Independent Assessment Record)
AACIF-017
One-Time Purchase — $5
AACIF Epic / DAX Brief (uploaded, not yet reviewed)
AACIF-018
Subscription Required
AACIF White Paper (uploaded, not yet reviewed)
AACIF-019
Subscription Required
AACIF Regulatory Arc (uploaded, not yet reviewed — two file versions)
AACIF-020
Subscription Required
AACIF Standards Crosswalk (uploaded, not yet reviewed — two file versions)
AACIF-023
Subscription Required
Development Note — Information Flows: Form PF / COT / Call Reports Architecture
AACIF-024
Subscription Required
Development Note — OSI Analogy: Where It Holds and Where It Breaks
AACIF-025
Subscription Required
Development Note — Blockchain Chain Integrity: Where the Analogy Holds
AACIF-026
Subscription Required
Development Note — XBRL and the SEC: Fifteen-Year Empirical Case Study
AACIF-028
Subscription Required
Development Note — Layer 6 and the Intent Gap: Deepest Structural Challenge
AACIF-029
Subscription Required
Development Note — Chain Map Feasibility: Five Implementation Challenges
AACIF-030
Subscription Required
Development Note — The Missing Building Inspector: Extending the House Metaphor
AACIF-031
Subscription Required
Development Note — Taxonomy Architecture: XBRL Dimensional Model for AACIF
AACIF-035
Subscription Required
AACIF Applied — nH Predict Taxonomy Architecture Assessment
AACIF-036
Subscription Required
AACIF Applied — AI Chain Integrity Visualizer (Supply Chain Scenario)
AACIF-037
Free Access
Research Brief 01 — nH Predict / Medicare Advantage (Instruction)
AACIF-038
Free Access
Research Brief 02 — DAX Copilot / Clinical AI (Instruction)
AACIF-039
Free Access
Research Brief 03 v2 — Workday / Hiring (Instruction — CURRENT)
AACIF-042
Free Access
Research Brief 05 — Upstart / AI Lending (Instruction)
AACIF-043
Free Access
Research Brief 06 — Harvey AI / Legal (Instruction)
03 — THE ARTICLES
AI Apps
The Quiet Collapse: What Happened to We
A nonpartisan examination of how American democracy was hollowed out.
"The Quiet Collapse" examines how citizens became spectators in their own democracy through structural analysis and civic reimagination. Drawing from decades inside corporate and government systems, I explore how governance became performance, accountability became theater, and civic engagement became optional. This isn't about left versus right—it's about structure versus spectacle, and whether "We the People" still means anything when democracy has been quietly hollowed out.
04 — PRIVATE FUNDS
Verticals
This Old Auditor's second track documents private equity, private credit, and private funds embedding themselves inside citizen-critical sectors — one vertical at a time. Healthcare is the first vertical with a dedicated series; the sector map behind this research identifies eleven more.
Article
Access Information Unavailable
The Rule With a Trapdoor in It — the Medical Loss Ratio self-dealing mechanism
Article
Access Information Unavailable
The Audit That Was Built Not to Bite — Medicare Advantage and the RADV overpayment mechanism
Research Brief
Access Information Unavailable
Prospect Medical Holdings / Leonard Green & Partners
Article
Access Information Unavailable
The Phantom Malpractice Reserve
Research Brief
Access Information Unavailable
Private Capital in AI Traffic Enforcement — BusPatrol, Obvio, Flock Safety, Roundabout
In progress
Access Information Unavailable
The Rent Room — algorithmic rent-setting and institutional consolidation
Nine further verticals are identified and scoped, not yet in active production: manufactured housing, utilities and infrastructure, data centers and AI infrastructure, childcare, prison and correctional services, veterinary care, funeral and death care, food and agriculture, insurance and retirement, and government contractors.